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银行贷款如何计算利息
更新时间: 2020-11-05 00:00:00  

笼统地说,银行贷款利息都是按照公式:贷款本金*期限*利率来计算的。不过,目前也有几种还款方式会导致利息总额也所不同,它们是等额本金法与等额本息法。

具体利息计算方法有:

1、等额本金法:总利息=本金*月利率*(贷款月数/2+0.5);

2、等额本息法:总利息=月还款额*贷款月数-本金。

关键词: 银行 贷款 如何 计算 利息

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