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固定利率和lpr利率如何计算
更新时间： 2021-01-11 23:48:13  

1、实际上固定年金贷款的每月还款额公式是：每月还款额=〔贷款本金×月利率×（1＋月利率）＾还款月数〕÷〔（1＋月利率）＾还款月数－1〕。

2、PV实际上就是贷款本金，PMT就是每月还款额，设年利率为x%，那么月利率为x%/12，只要把相关数据代入这个公式可得：1100=[100000*x%/12*(1+x%/12)^180]/[(1+x%/12)^180-1]。

关键词： 固定 利率 lpr 如何 计算

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