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如何办房屋贷款
更新时间： 2020-11-06 00:00:00  

房屋贷款的办理方法如下：

1、借款人选房，交付首付款，然后和房地产商签订购房合同;

2、借款人向银行提出贷款申请，填写申请表，并将申请表及身份证、购房合同、首付款交付凭证等相关材料交给银行;

3、银行对借款人提交的材料进行审核;

4、审核通过后对所购房屋进行价值评估，确定贷款额度、贷款期限、贷款利率等;

5、借款人与银行签订贷款合同，办理抵押登记及保险等相关手续;

6、银行放款，借款人按时偿还贷款本息。

关键词： 如何 房屋 贷款

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