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华夏医保通旗舰版住院就报吗
更新时间： 2020-11-10 00:00:00  

华夏医保通旗舰版并不是住院就能报销，因为该保险有一定的免赔额度，经过社保的年免赔额度为1万元，未经过社保的年免赔额度为2万元，若是住院费用在免赔额度内，保险公司则不予报销，超过的部分则需承担报销责任。

另外，华夏医保通旗舰版的疾病等待期为30天，若是在等待期内因疾病住院，保险公司也不会承担理赔责任。

关键词： 华夏 旗舰 住院

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