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日利息0.045％是多少
更新时间： 2020-11-08 00:00:00  

0.045%表示的是贷款产品的日利率，像借呗、有钱花、微粒贷这些按日计息的产品，就会用0.045%来表是借款日利率。

借1万元，日利率为0.045%的话，那么每日需要支付4.5元利息。将0.045%换算成年利率，0.045%*365=16.425%。

借款利息按日计算的产品，通常还款期限较为灵活，允许借款人提前还款，这样一来实际使用天数的利息往往是要低于借款期限利息的，对于短期资金周转不灵的用户的来说，还是比较方便的。

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