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消费型重疾险会拒保吗
更新时间: 2020-11-10 00:00:00  

投保消费型重疾险,保险公司也需要核保,投保人需如实告知被保险人的健康状况,如果被保险人不满足健康告知需求,那么,保险公司也可能会拒保,也可能延期、加费、除责,以保险公司的核保结果为准。

消费型重疾险虽然不具备储蓄、返还的功能,但是健康告知也是很严格的,毕竟保费也相较便宜,一旦出险保险公司的理赔责任也很大。

关键词: 消费型

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