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二套房和一套房的区别
更新时间： 2020-12-17 10:50:59  

二套房和一套房的区别在于贷款利率、贷款额度、贷款难度三个方面。具体如下：1、贷款利率。二套房要高于一套房不少，使用公积金贷款，二套房要在首套房的基础上增加10%，商业贷款则更高，2、贷款额度。二套房贷款额度要比首套房低很多，二套房最高可贷6成，首付最低4成，而首套房最高可贷7成，首付最低3成。3、贷款难度，二套房贷款难度会比首套房贷款难度大的多，尤其在资金紧张时，二套房贷款的贷款难度越大。

关键词： 套房 区别

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